RISK
Stop fraud before it costs you a cent.
Machine-learned risk scoring on every transaction, trained on billions of payments, with rules your team writes in plain language.
-38%
Average fraud reduction
<50ms
Scoring latency
1,000+
Signals per payment
0.04%
False-positive rate
CAPABILITIES
Defense in depth, on by default.
Adaptive scoring
Every payment gets a 0–100 risk score from models retrained daily.
Custom rules
Write rules like “block if risk > 80 and country ≠ billing country”.
3DS orchestration
Step up authentication only when risk warrants it.
Manual review
A built-in review queue for the payments that need a human.
Dispute automation
Evidence is compiled and submitted for you, so you win more chargebacks.
Network intelligence
Signals shared across the Fluxo network catch fraud rings early.
RULES
Your rules, in plain language.
Combine our score with your own business logic — and test every change against historical data before it ships.
Card testing blocked
RISK 98
Velocity check passed
RISK 12
3DS challenge issued
RISK 64
Manual review requested
RISK 81
Grow revenue, not fraud.
Risk is included free with every Fluxo account.