NEW
Money that moves
at the speed of
code.
Fluxo is the payments infrastructure for modern companies. Accept, hold, convert and pay out in 135+ currencies — through one API and one dashboard.
PCI DSS LEVEL 1
SOC 2 TYPE II
NO SETUP FEES
LIVE NETWORK
UTC 14:02
$1,284,903
MOVED IN THE LAST 60 SECONDS
−60s
−30s
NOW
EUR 48,200.00
BERLIN
1.8s
GBP 12,940.18
LONDON
0.9s
USD 214,800.00
PAYROLL · 128
2.4s
TRY 1,820,000
ISTANBUL
1.2s
JPY 3,400,000
TOKYO
1.6s
BRL 92,310.40
SÃO PAULO · PIX
0.7s
SGD 18,450.00
SINGAPORE
1.1s
INR 640,000
MUMBAI · UPI
0.8s
FIG. 01 — CONTROL ROOM
TOTAL BALANCE · USD
+18.4%
1D
1W
1M
1Y
ALL
CURRENT
PREVIOUS
JAN
MAR
MAY
JUL
SEP
NOV
INFLOW
$3.24M
OUTFLOW
$1.08M
Recent activity
LIVE
VIEW ALL
TODAY · NOV 13
Payout · Berlin
EUR → USD · 14:02
+$48,200.00
SETTLED
Card settlement
Card payments · 13:47
+$12,940.18
SETTLED
Cloud hosting
Subscription · 12:30
−$1,350.00
PAID
EXPORT CSV
TRUSTED BY FINANCE TEAMS MOVING $48B+ EVERY YEAR
$48B+
Processed annually
135+
Currencies supported
99.999%
Platform uptime
<300ms
Median authorization
MANIFESTO
We rebuilt the rails money runs on — so your team can build the product, not the plumbing. Every payment, payout and currency, settled in seconds on one global ledger.
Daniel Brooks
CO-FOUNDER & CEO, FLUXO
PLATFORM
One platform for every way money moves.
Replace a patchwork of processors, banks and spreadsheets with a single financial stack built for scale.
AUTH RATE
98.4%
Visa
Mastercard
Apple Pay
Google Pay
Ideal
PIX
SEPA
UPI
Klarna
Global acquiring
Accept cards, wallets and 40+ local methods with smart routing that lifts authorization rates by up to 6%.
Instant payouts
Send funds to bank accounts and cards in 42 countries — settled in seconds, not days.
•••• 0193
fluxo
•••• 4821
SARAH MITCHELL · 09/29
Card issuing
Spin up virtual and physical cards with programmable spend controls.
Stolen card · Lagos → NYC
BLOCKED
Card testing blocked
RISK 98
Velocity check passed
RISK 12
3DS challenge issued
RISK 64
Fraud & risk engine
Machine-learned risk scoring on every transaction, with custom rules your team controls in plain language.
Treasury & yield
Earn up to 4.6% on idle balances with same-day liquidity and FDIC-eligible sweeps.
Multi-currency accounts
Hold 30+ currencies and convert at interbank rates with a transparent 0.3% fee.
Billing & invoicing
Recurring subscriptions, usage-based billing and branded invoices that reconcile themselves.
Treasury
Card issuing
Risk engine
Billing
FX
Instant payouts
135 currencies
One API
Global acquiring
DEVELOPERS
Ship payments in an afternoon.
Clean REST APIs, typed SDKs and webhooks that just work. Test everything in a full-fidelity sandbox before you go live.
SDKs for Node, Python, Go, Ruby and Swift
Idempotent requests and versioned APIs
Real-time webhooks with automatic retries
Node.js
Python
cURL
// Create an instant payout
const payout = await fluxo.payouts.create({
amount: 4820000,
currency: ʺeurʺ,
destination: ʺba_9xQ2mLkʺ,
speed: ʺinstantʺ,
});
// → status: ʺpaidʺ in 1.8s
GET STARTED
Live in days, not quarters.
01
Create your account
Sign up in minutes and get instant sandbox keys — no sales call required.
02
Integrate the API
Drop in our SDK or hosted checkout and test every flow end to end.
03
Go live globally
Complete verification and start moving money in 135+ currencies.
PRICING
Simple, transparent pricing.
Pay only for what you use. No setup fees, no monthly minimums, no surprises.
Starter
For new businesses getting off the ground.
2.9%
+ 30¢ PER TRANSACTION
Online card payments
Hosted checkout
Standard payouts (2 days)
Email support
Growth
POPULAR
For scaling teams with global ambitions.
1.9%
+ 20¢ PER TRANSACTION
Everything in Starter
Instant payouts in 42 countries
Multi-currency balances
Card issuing & spend controls
Priority support
Enterprise
For high-volume and complex businesses.
Custom
VOLUME-BASED PRICING
Everything in Growth
Dedicated account manager
Custom risk rules & SLAs
Treasury & yield products
“We replaced three processors and two banking partners with Fluxo. Payouts that took four days now land in seconds — and our finance team got their Fridays back.”
Sarah Mitchell
CFO, Orbitly
FAQ
Questions, answered.
Can’t find what you need? Our team replies in under an hour.
How long does it take to go live?
Which countries do you support?
Is my money safe with Fluxo?
Can I migrate from my current processor?
Do you offer volume discounts?
Move money like it’s 2030.
Create an account in minutes and get sandbox keys instantly. No credit card required.