PAYMENTS
Accept payments everywhere your customers are.
Cards, wallets and 40+ local methods through one integration — with smart routing that lifts authorization rates by up to 6%.
+6%
Average auth-rate lift
40+
Local payment methods
190+
Countries supported
<300ms
Median authorization
CAPABILITIES
Every way to pay, one integration.
Turn on new methods and markets from the dashboard — no new contracts, no re-integration.
Cards & wallets
Visa, Mastercard, Amex, Apple Pay and Google Pay with network tokens enabled by default.
Local methods
iDEAL, PIX, UPI, SEPA, Klarna and 35+ more methods, localized for every market.
Smart routing
Each transaction is routed in real time to the acquirer most likely to approve it.
Automatic retries
Soft declines are retried intelligently, recovering revenue you’d otherwise lose.
Hosted checkout
A conversion-optimized checkout you can drop in today and customize later.
3DS & SCA
Frictionless authentication flows that keep you compliant without hurting conversion.
INTEGRATION
Live in an afternoon.
Create a payment intent, confirm it on the client and listen for a webhook. That’s it.
Typed SDKs for every major language
Test mode with realistic decline scenarios
Webhooks with automatic retries
payments.js
// Charge a customer
const intent = await fluxo.payments.create({
amount: 12900,
currency: ʺusdʺ,
methods: [ʺcardʺ, ʺapple_payʺ],
});
// → status: ʺsucceededʺ in 0.4s
FAQ
Payments, answered.
Which card networks do you support?
How does smart routing work?
Can I use my own acquirer?
Start accepting payments today.
Sandbox keys in seconds. Go live as soon as verification completes.